Investments

Pooled investment vehicles that collect money from investors to purchase a diversified portfolio of stocks, bonds, or other securities. They are managed by professional fund managers and offer a simple way to invest without picking individual assets.

Individual stocks, bonds, CDs, and other investments available through qualified licensed professionals.

Wealth management with no transaction fees for a single asset-based advisory fee.  These arrangements may provide a degree of customizaton not offered in other accounts.

Annuities are a financial product that can provide a stream of income—often for retirement—in exchange for an upfront investment. It can also be used for growth and protection, offering tax-deferred growth, downside protection, and potentially guaranteed income depending on the type.

An IRA (Individual Retirement Account) and Roth IRA are tax-advantaged retirement savings accounts. Traditional IRAs offer potential tax deductions now with taxable withdrawals later, while Roth IRAs are funded with after-tax dollars and allow for tax-free withdrawals in retirement.

Guidance for workplace retirement plans such as 401(k), 403(b), SEP, SIMPLE and others.

A rollover is the process of moving funds from one retirement account—like a 401(k)—to another, such as an IRA, without triggering taxes or penalties. It's often done when changing jobs or retiring to consolidate accounts and maintain tax-deferred growth.

Accounts designed for saving for the cost of education.